Salary, dividends, distributions, retained earnings — the mix determines your effective rate. It’s rarely revisited once set. It should be.
Most owners keep whatever pay structure they started with, while the business, the rates, and the rules have all moved on.
The structure chosen at incorporation may not fit the business you run today — but nobody has re-run the numbers since.
Your accountant is busy filing. The conversation about timing, structure, and social-charge exposure keeps getting deferred to “next year”.
A second set of eyes on the pay mix
You’re matched with a professional who models salary versus dividends versus distributions for your jurisdiction and situation — with the trade-offs made explicit.
A structure that fits the business today
Entity choice, group structure, and distribution timing get reviewed against the business as it actually is now — not as it was at incorporation.
Planning that happens before year-end, not after
Scoped engagements make the planning conversation easy to schedule, with your documents already in one place when it starts.
Typical engagements
Income types
Asset types
Join forward-thinking taxpayers who choose WhiteOwl for their tax needs.